Candidate registration
Employer registration
Forgot password
Sign in
Candidate registration
Sign in
Candidate registration
Sign in
Employer registration

Credit Specialist II- Commercial Real Estate Job Details

Show me jobs like this one

Employer:  TD Bank
Job Ref No:  217384BR
Job Title:  Credit Specialist II- Commercial Real Estate
Sub Sector:  Traditional Asset Manager
Risk Type:  Credit
About TD Bank, America's Most Convenient Bank

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit www.tdbank.com. Find TD Bank on Facebook at www.facebook.com/TDBank and on Twitter at www.twitter.com/TDBank_US .

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit www.td.com .



Commercial Real Estate "CRE" focuses on high quality, top tier, and well-capitalized developers, professional managers, and owner/operators of investment real estate. Specific core asset classes include: Multi-Family, Office, Retail, and Industrial properties.




The Commercial Real Estate (CRE) Credit Specialist II is responsible for ensuring quality and compliance within an assigned portfolio, supporting new business development while applying credit risk policy and adhering to TDBG risk appetite. The CRE Credit Specialist

II performs the credit underwriting and credit administration functions. The CRE Credit Specialist II works to achieve credit management objectives within the team. The job works closely with the Relationship Manager and Credit Officer

to ensure consistency with the TD Bank Group's Risk Appetite Principles, including establishing the Borrower Risk Ratings and Facility Risk Ratings for new and existing credit relationships.




• Performs in depth credit analysis for which a majority of accounts consist of; highly diverse portfolios at the highest complexity;

large pieces of a much bigger client portfolio that may include other institutions and input; risk factors that create large variables to create decisions on portfolios.

• Performs in depth credit analysis in partnership with Relationship Manager on potential and existing customers to determine alignment with TD Bank products/structure TD Credit Risk Appetite and credit policies/underwriting guidelines.

• Partners with the Relationship Manager on potential structure proposals that are in alignment with TD Bank products/structure, TD Credit Risk Appetite and credit policies/underwriting guidelines.

• Attends site visits and prospect/customer calls as needed or as requested.

• With support from the Credit Analyst, prepares credit applications for new and existing borrowers; Applications shall include new transactions, extensions, modifications, renewals and Annual Reviews.

• Ensures applications provide a high quality of risk assessment, credit structure, due diligence, and credit presentation and adheres to AIRB methodology and addresses TD Bank's profitability objectives.

• Manages the timely approval, documentation preparation and negotiation, and closing of new and existing transactions.

• Be knowledgeable of and operate within the applicable regulatory and compliance guidelines/policies & procedures (including

but not limited to: AML, Privacy, Firewalls, Systems & Information Security, FCAC, etc.) and ensures that all staff complete required compliance attestations/training within required timelines.

• Ensures the managed portfolio is comprehensively monitored and controlled, adhering to and administered within approved

guidelines and in line with established operating policies and procedures.

• Interprets and applies TD's risk management strategy (both credit and operational).

• Understands changing market conditions and remain knowledgeable of relevant industry issues.

• Manages aspects of the customer relationship including, but not limited to, reviewing reports and delinquencies, sign off of covenant compliance forms and determining strategy if failures occur, completing monthly monitoring; overseeing Credit

Analysts that will provide support in these responsibilities.




4 year Undergraduate degree; advanced degree in financial discipline preferred, other advanced degree considered

• 7-10 years' experience in related field.

• Excellent credit underwriting and administration skills; considered subject matter expert in complex credit understanding.

• Superior ability to identify and mitigate risk.

• Ability to provide value-add structuring alternatives for highly complex credits.

• Strong written and excellent verbal communication skills with solid business acumen.

• Solid interpersonal skills.

• Customer focused.

• Strong planning and organizational skills.

• Ability to problem solve in more complex situations.

• Technologically proficient.






At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach her/his potential.

If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.





Massachusetts




Boston

Employment Type:  Full Time
City:  Boston
Address: 
11/13/2018

Popular Countries: United States | Canada | Hungary | Serbia | Spain | Ukraine | Asia / Pacific | Kuwait | Africa | New Zealand
Popular States: California | Florida | Georgia | Iowa | Massachusetts | Oklahoma | Wisconsin | View Other Popular States
Popular Risk Types: Risk Jobs | Risk Management Jobs | Multiple Jobs | Operational Jobs | Enterprise Jobs | Energy Jobs | Regulatory/Compliance Jobs

Resumes by Job Titles: Compliance Analyst | Risk Analyst | Quantitative Analyst | Risk Manager | Risk Management Consultant | Risk Officer | View Other Resumes

 

Home    About us    Job search    Employer area    Contact us    Terms & conditions    Privacy policy    Risk Recruiter   
Copyright © 2017 Global Risk Jobs | Powered by JobMount Job Board Software |  Job Wrapping