Sr. Manager - Risk Rating Policy Job Job Details
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| Employer: | Capital One | Job Ref No: | 726583388 | Job Title: | Sr. Manager - Risk Rating Policy Job | Sector: | Other | Sub Sector: | Other | Risk Type: | Other | Expertise: | Risk Manager | Description Summary Capital One's Commercial Bank contains an approximately $40-50B (exposure) loan portfolio that has grown by virtue of three acquisitions (North Fork, Hibernia, and Chevy Chase). It is a traditional Commercial Portfolio of C&I, CRE, Construction, and Small Business customers located primarily on the East Coast of the United States. The bank has a growing set of home grown Dual Risk Rating (DRR) models that it is continually enhancing and improving. These models are deployed to the underwriting and credit review teams via a centralized web-based risk rating platform. As these rating models are the foundation of the bank's credit risk management and pricing, Capital One is looking for a highly qualified candidate to take responsibility for ensuring these models are understood, valued, and properly used by the relevant business partners. Responsibilities - Defining and developing proper Dual Risk Rating model usage policy, supporting guides, and training materials - Educating Dual Risk Rating model users on proper model applications, usage, and policy (e.g., risk rating model selection, usage of rating platform, rating process) - Educating downstream consumers of Dual Risk Ratings (e.g., portfolio managers) on model applications and usage - Serving as central communication point to model user group - Providing feedback on potential improvements to rating models and rating platform to the modeling and IT teams - Contributing to evaluation and investigation of model usage compared to policy and education - Contributing to on-going user support of models The successful candidate will be able to operate effectively in a matrixed environment, serving as an essential communication bridge between model development, risk management, and the users of the risk rating system (e.g., underwriters, credit review). She/he will exhibit very strong communication, listening, and influencing skills to achieve this communication as well as a structured and analytical thought process to provide clear guidance on model usage. Strong business judgment, business knowledge, and presentation skills are essential. Qualifications Basic Qualifications - Bachelors degree in a financial and analytical discipline (e.g., Economics, Finance, Business, Financial Engineering) - 4+ years of commercial banking or advisory experience in credit risk ratings, credit policy, credit review, and/or underwriting Preferred Qualifications - MBA with a finance, banking, or risk related concentration - 7+ years of commercial banking or advisory experience in credit risk ratings, credit policy, credit review, and/or underwriting - Education / training experience of quantitative and / or risk related tools - Excellent communication, presentation, inter-personal, and influencing skills Financial Engineering) - Very strong communication, presentation, inter-personal, and influencing skills - Very strong organizational skills - Willingness to travel (10% - 20%) At this time, Capital One will not sponsor a new applicant for employment authorization for this position. No agencies please. Capital One is an equal opportunity employer committed to diversity in the workplace. We promote a drug-free work environment. We emphasize recruiting, hiring, and retaining the most qualified candidates and providing them with the opportunity to meet their potential. We provide an environment where differences lead to solutions. J2W:CB3 Job: Audit, Risk Management and Security Primary Location: United States-New York-New York-Mid Manh-90 Park Ave Br 862 (22862) Schedule: Full-time Travel: Yes, 10 % of the Time Job Posting: Unposting Date: | Employment Type: | Full Time | Region/Country: | Americas, United States | States/Counties: | New York | City: | New York | Address: | Post Date: | 05/20/2012 |
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