Mortgage Loan Officer - Wildwood, MO : 1100073122 Job Details

Qualifications

Required Skills:

• Two to three years of experience in a loan origination experience
• Knowledge of conventional and/or government guidelines
• Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending
• Ability to manage a heavy pipeline of 50 plus loans
• Strong written and verbal communications skills
• Teamwork and customer service skills a must
• Self-motivated and highly organized
• Ability to prioritize multiple competing task
• 
  This position will require / requires National Mortgage Licensing System and Registry (NMLS) registration under the terms of the Safe Act of 2008. As such, upon active employment with Bank of America, you will be required to either register via the NMLS registry or re-register and move your previous registration to Bank of America's registration rolls. Your continued employment in this position with Bank of America is contingent upon successful registration after your start date and annual re-registration thereafter. In addition, information obtained during the registration process may impact your employment with the firm.
  
  Further information about the registry and the requirements of registration can be found at: http://mortgage.nationwidelicensingsystem.org/SAFE/Pages/default.aspx
  
  You will be provided with detailed instructions on how to fulfill these compliance requirements upon joining the firm.
  
  Qualifications
  
  • Minimum of two years of mortgage lending or mortgage banking experience
  
  • College degree or 4 years equivalent work experience in sales and/or real estate is required
  
  • Sales and consulting skills required
  
  • Excellent written and oral communication skills
  
  • Knowledge of real estate market in local area
  
  • Knowledge of FHA, VA, FNMA, FHLMC guidelines
  
  • FHA/VA sales experience preferred
  • Intermediate PC skills required in a Windows environment

• Familiar with FHA and HUD guidelines
• Strong computer skills including MS applications and previous experience utilizing laptop technology for communication purposes including accessing rate, credit and loan status information.
• Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously
• Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
• Ability to analyze and comprehend complex financial data and provide financial alternatives
• Professional and effective interpersonal skills
• 
  Internal: Ability to develop a strong partnership with the assigned Banking Center stores including Tellers and Personal Bankers to promote mortgage loan originations (in footprint territories). Can function well within formal and dotted line reporting relationships. Is seen as a team player.
  
  Customer (External): Build customer perception as the mortgage expert. Builds and maintains good relationships with customers. Exhibits consultative sales and promotional experience to provide recommendations based on financial analysis and acumen, product knowledge and knowledge of the customer's financial needs, goals and circumstances. Resolves outstanding issues in order to complete the mortgage origination.
  
  Bank of America is an Equal Opportunity and Affirmative Action Employer, M/F/D/V