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Risk Detection Strategy Analyst - Consumer Products - Charlotte, NC/Wilmington, DE : 1200003239 Job Details

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Employer:  Bank of America
Job Ref No:  1200003239
Job Title:  Risk Detection Strategy Analyst - Consumer Products - Charlotte, NC/Wilmington, DE : 1200003239
Sector:  Asset Management
Sub Sector:  Other
Risk Type:  Credit
Expertise:  Risk Manager
Responsible for performing complex analysis and modeling. Utilizes a variety of systems including, but not limited to Excel, Access, Visual Basic, SAS, and InfoQuest at an intermediary level. Provides analytical support on various strategies to ensure company goals are met. Coordinates the production of performance reports and updates for senior management. May utilize established databases to provide statistical and financial modeling. Analyzes portfolio trends, concerning risk, loss trends, marketing performance, portfolio dynamics, and bureau scoring criteria. Will participate in the rollout of company-wide pilot programs developed as a result of programmed models. Duties primarily include the regular use of discretion and independent judgment. 2-5 years experience preferred.

Additional Information:

This position's primary responsibilities include the development, implementation and monitoring of strategies related to USCC Automated Strategies Risk Detection. Responsible for applying data mining and statistical techniques to identify opportunities and make recommendations to control losses and increase profitability. Investigate new, innovative techniques and modeling to optimize both lead selection and prioritization. Analyst will work closely with internal/external business partners including but not limited to Credit, Governance, and Finance to maximize the risk/reward tradeoff.

The successful candidate will interact with business partners both within and external to the line of business. The successful candidate will also communicate analyses and discoveries across the Card Services organization and to senior management. The successful candidate will have proven technical skills and a sound knowledge of SAS / SQL, conceptual knowledge of risk management methodologies and business processes related to consumer card.

Qualifications


Required Skills:

  • Intermediate to advanced knowledge of database software and reporting tools, such as SQL, SAS, Knowledge Studio
  • Proven analytical ability as demonstrated through 3+ years related experience
  • Intermediate to advanced knowledge of MS Office (Excel, Access, Word, and PowerPoint)
  • Strong working knowledge of the process and tools for development, validation, implementation and documentation of credit risk and marketing business strategies and scoring models
  • Previous credit experience and knowledge of credit policies and procedures for consumer or small business lending
  • Strong written and verbal communication skills
  • Excellent presentation and organizational skills; ability to collaborate, manage and expand relationships across the organization and with all levels of management
  • Strong understanding of risk strategies, financial drivers, and credit operations with proven problem solving skills

Desired Skills:
  • 2+ years experience manipulating large data sets in SAS/SQL
  • Master's Degree in Finance/Economics or Statistics related field
Region/Country:  Americas, United States
States/Counties:  North Carolina
City:  Wilmington
Address: 
02/09/2012

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