| Employer: | Bank of America
| Job Ref No: |
1200003231
| Job Title: |
Reactive Credit Line Increase-Strategy Analyst - Consumer Products - Wilmington, DE/Charlotte, NC : 1200003231
| Sector: |
Asset Management
| Sub Sector: |
Other
| Risk Type: |
Credit
| Expertise: |
Risk Manager
|
Responsible for performing complex analysis and modeling. Utilizes a variety of systems including, but not limited to Excel, Access, Visual Basic, SAS, and InfoQuest at an intermediary level. Provides analytical support on various strategies to ensure company goals are met. Coordinates the production of performance reports and updates for senior management. May utilize established databases to provide statistical and financial modeling. Analyzes portfolio trends, concerning risk, loss trends, marketing performance, portfolio dynamics, and bureau scoring criteria. Will participate in the rollout of company-wide pilot programs developed as a result of programmed models. Duties primarily include the regular use of discretion and independent judgment. 2-5 years experience preferred.
Additional Information:
Responsible for supporting projects and initiatives within US Consumer Account Management Credit Line Increase Department. Role entails performing complex analysis and modeling that maximizes profits and asset growth and minimizes credit, operating losses, and other risk exposures. This position entails managing multiple projects and developing analyses for the purpose of making recommendations to optimize credit line increase decisions. Additional responsibilities include:
- Strategy Management Oversight
- Performance tracking and Validations
- Guardrail management
The position requires being able to utilize sophisticated database analysis tools for data identification, preparation, collection and extraction for the purpose of implementing strategies that meet or exceed performance expectations. Qualifications
Required Skills:
- Intermediate to advanced knowledge of database software and reporting tools, such as SQL, SAS, DB2 (2+ years)
- Proven analytical ability as demonstrated through 3+ years related experience
- Intermediate to advanced knowledge of MS Office (Excel, Access, Word, and PowerPoint)
- Strong working knowledge of the process and tools for development, validation, implementation and documentation of credit risk strategies and scoring models
- Previous credit experience and knowledge of credit policies and procedures for consumer or small business lending
- Strong written and verbal communication skills
- Excellent presentation and organizational skills; ability to collaborate, manage and expand relationships across the organization and with all levels of management
- Strong understanding of risk strategies, financial drivers, and credit operations with proven problem solving skills
Desired Skills:
- 2+ years experience manipulating large data sets in SAS/SQL
- Master's Degree in Finance/Economics or Statistics related field
| Region/Country: |
Americas, United States
| States/Counties: |
Delaware
| City: |
Charlotte
| Address: | | Post Date: | 02/09/2012 |
