| Employer: | Far east Bank
| Job Ref No: |
012-003
| Job Title: |
Credit Review Officer
| Sector: |
Other
| Sub Sector: |
Traditional Asset Manager
| Risk Type: |
Credit
| Expertise: |
Regulatory/Compliance
|
This position is responsible for reviewing credit write-ups and other tasks as assigned by the Credit Review Department Manager to ensure compliance with regulatory as well as bank policies and procedures. - Reviews LAR/LARM and other credit memos to ensure:
- compliance with bank policies and procedures
- completeness and accuracy
- proper loan structure
- proper risk rating
- Policy, Credit and Collateral Exceptions properly identified.
- Prepares CCR Comment Sheet summarizing the credit request and makes recommendations.
- Follows up with Branches to ensure any LAR/LARM revisions and conditions imposed by the Credit Committee are completed and properly documented.
- Works closely with Loan Administrator and/or Pre-funders to ensure a timely closing.
- Acts as a back-up to Loan Assistant or Loan Analyst in the following areas:
- Maintain and update ACCESS as needed
- Prepare loan packages and agenda for CreditCommittee meeting
- Take and prepare meeting minutes
- Generate Monthly/Weekly CCR reports
- Coordinate loan approval process between head office and Branches.
- Supports Credit Review Manager in satisfactory audits in compliance and other audit reviews.
- Participates in special assignments/projects assigned by the Department Manager.
- Assures compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations.
Education Requirement: University Degree Preferred Qualifications: - Bachelors Degree in Business Administration, Accounting or Finance or related discipline, combined with a minimum of 3 years commercial credit underwriting experience and 3 years of credit review background.
- Knowledge of loan documentation, broad base business practices, transaction structuring, and in-dept understanding of banking practices.
- Front line work experience will be a plus.
- Good oral and written communication skills.
- Computer literate; PC proficiency in Microsoft Office programs especially in Excel and Word.
Far East National Bank is an Equal Opportunity/Affirmative Action M/F/D/V Employer.
| Employment Type: |
Full Time
| Region/Country: |
Americas, United States
| States/Counties: |
California
| City: |
Los Angeles
| Address: | | Post Date: | 01/23/2012 |
