| Job Description: |
Job Description
JPMorgan Chase is a leading global financial services firm with assets of $1.1 trillion and operations in more than 50 countries. The firm is a leader in investment banking, financial services for consumers and businesses, financial transaction processing, asset and wealth management, and private equity. Under the JPMorgan, Chase and Bank One brands, the firm serves millions of consumers in the United States and many of the world's most prominent corporate, institutional and government clients.
If you're interested in working in an environment where leadership, excellence, integrity and diversity are among our core principles, then explore the opportunities at JPMorgan Chase. Further information about careers at JPMorgan Chase can be found on our website: www.jpmorganchase.com http://www.jpmorganchase.com.
As a Senior Risk Analyst, you will be responsible for the development, implementation and evaluation of portfolio management and/or account acquisition strategies across several decision areas (Approval, Line Management, Authorization, Pricing, Delinquent Collections …). You will also be conducting a wide range of analyses to understand and interpret portfolio dynamics and key drivers both from a Risk or Profitability perspectives. Your role will also encompass coaching and developing junior analysts, liaising with external vendors/partners and participation in cross functional projects.
* Develop creative and innovative approaches and solutions to optimize portfolio performance using data analysis and industry research. Prepare recommendations and/or presentations in a clear and concise format. Participate in internal/external presentations to develop industry knowledge and expertise.
* Extract and manipulate raw data, using programming tools such as SAS, SQL, Cognos, etc to enable analysis, strategy development and tracking, portfolio monitoring etc…
* Develop programming, analytics and subject matter expertise related to portfolio management tools such as Triad and TSYS.
* Develop, implement and monitor the performance of Credit Risk Management strategies in a Champion/Challenger environment.
* Provide prompt response to adhoc and standard report requests, with value-added analysis of portfolio quality and performance.
* Help in the preparation and updating of various standard & periodic Regulatory and management reports.
* Participate in both long and short term projects as assigned with responsibilities including data gathering, analysis, interpretation and presentation of results, including recommendations.
Qualifications
* Bachelors degree in a quantitative discipline (i.e., statistics, economics, finance) or equivalent work/training is preferred; advanced degree preferred
* At least two years of credit risk experience and knowledge of financial principles and procedures required
* Strong analytical, interpretive and problem solving skills, which will require interpreting large amounts of data and its impact in both operational and financial areas
* PC skills including demonstrated experience with SAS, SQL and office related products such as Excel and Access
* Excellent oral and written communication skills are a must
* Prior financial services work experience is preferred, but not required
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