Credit Risk Analyst x 2-09009010 Job Details
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| Credit Risk Analyst x 2-09009010 (Ref: 090601-KD-09) |
| Sector, Sub Sector: |
Asset Management
,
Reinsurer
|
| Risk Type: |
Credit
|
| Expertise: |
Risk Manager
|
| Company: |
Citigroup
|
| Location: |
Sydney
Oceania, Australia
|
| Employment Type: |
Permanent
|
| Job Description: |
Description
Strategic Intent
This role is responsible for the development/maintenance of Acquisition/Portfolio policies and benchmarking requirements for Credit Risk Mgmt - Unsecured products.
The role will also provide analytical support to evaluate new initiatives & opportunities and to optimise Unsecured Products credit strategies from a risk/reward perspective.
Accountabilities
*
Improve market share (e.g. ANR growth strategies) through various acquisition and portfolio policy proposals & business initiatives
*
Validation of existing credit related strategies, policies and practices to identify customer behaviour and portfolio trends and recommending corrective actioning to arrest adverse trends
*
Provide support to business units (Collections, Credit Acceptance, Fraud, Compliance, Marketing) on tactical & strategic proposals
*
Provide support for new product launches as well as ongoing portfolio management strategies, which includes ad-hoc MIS & analytical reporting
*
Support the QA process and exception tracking. Assist in quarterly Compliance & Control (self-assessment) sampling / reviews / reporting process
*
Prepare system work requests for credit related changes and undertake UAT on proposed changes through to implementation
* Ensure compliance to Global Credit Policies, exception limits, deviation approval management, and test caps
* Foster superior working relationships with all stakeholders including senior management, IT, operational areas, and vendors and ensure that all Risk initiatives are transparent.
Qualifications
* Key Skills and Exerience
Technical
* Practical experience in SAS and SQL programming.
* Advanced user of MS Excel and Access.
* Exceptional numeracy skill
* Knowledge of consumer banking products and related credit risk.
* Relevant tertiary qualification.
* Experience in related area is preferred.
Personal
*
Team player with excellent interpersonal and team communication skills.
*
Excellent analytical and problem solving ability, with an eye for detail.
* Ability to drive work from conception through to completion with minimum supervision with a "can do" attitude.
*
Strong communication skills, both verbal and written (Presenting technical information to non technical audience).
|
| Job Ref No: |
090601-KD-09
|
