| Job Description: |
Responsibilities
- Assume ownership of and be a leader in driving enhanced strategies, using new development techniques and champion/challenger learnings to manage credit and fraud risk while driving growth and profitability.
- Work with COE teams (i.e. Customer Strategy, Decision Sciences, Fraud, etc.) to analyze performance and drive enhancements to all account management strategies across the portfolios.
- Analyze and make recommendations on New Account, Line Assignment, Authorization, Line Management and Collection Strategies for the Sam's Club Commercial credit products.
- Manage the commercial policy 6.0 reporting and dashboard production for Sam's Club and ensure appropriate reporting to monitor portfolio performance.
- Coordinate planning cycle with CD, marketing, etc. to ensure consistency in business plans.
- Investigate and resolve various member (customer) and client issues including Presidential complaints.
- Develop a strong partnership and flow of Communication with the client, client business team, and other critical functional partners including fraud, collections, customer strategy, operations, etc. and deliver client facing and front office presentations.
- Responsible for meeting sales, revenue, loss, and net income numbers for portfolio.
- Leverage breadth of portfolio experience to be gained from PRM environment into value-add Best Practices across deal structure.
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Qualifications
- Relevant Bachelors Degree (preferred degrees include Business, Statistics, Mathematics, and/or Engineering)
- 3+ years in risk management in financial services (preferred experience in private label credit card or bankcard arena).
- Proven ability to work effectively and drive change in a cross-functional, matrixed environment.
- Strong communication, interpersonal, process management, and presentation skills.
- Ability to balance client and portfolio needs to drive NI goals.
- Proficient in Microsoft Office Suite (Word, Excel, Powerpoint, Microsoft Project) programs.
- Strong analytical skills.
Eligibility Requirements:
All applications for employment must be submitted through either www.gecareers.com or the Career Opportunity System (COS) to be considered
* You must be 18 years or older
* You must be willing to take a drug test as part of the selection process
* You must be willing to submit to a background investigation as part of the selection process
* You must have unrestricted authorization to work in the United States
* If currently a GE employee, you must have been in your current position for at least 18 to 24 months, have at least a "consistently meets expectations" performance rating and have the approval of your manager to post (or the approval of your manager and HR to apply if you don't meet the time-in-job or performance requirement).
* You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.
Desired
- Familiarity with FDR, ACS and GFORCE systems
- Quality Trained
- Working knowledge of Risk Strategy Development and Implementation.
- Familiarity with writing SQL and/or SAS.
General
Characteristics of the job:
- Ownership of critical functionality with significant client and business impact
- Constant challenge to build better strategies that balance customer needs with risk tolerance
- Ongoing Interaction with Marketing, Judgmental Underwriting, Operations, and Collections on initiatives Challenges are:
- Transforming detailed analysis into actionable strategies
- Leveraging internal functional groups to complete tasks
- Balancing the client's CTQ's with our risk tolerance
- Data Warehouse
- ensuring we are working with accurate data
For U.S. Employment opportunities, GE hires U.S. Citizens, permanent residents, asylees, refugees, and temporary residents. Temporary residence does not include those with non-immigrant work authorization (F, J, H or L visas), such as students in practical training status. Exceptions to these requirements will be determined based on shortage of qualified candidates with a particular skill. GE will require proof of work authorization.
The United States has regulations that govern the hiring of current or former U.S. Government employees. If you currently work for (or have in the past) the U.S. Government (in any capacity), you may have certain responsibilities under these regulations and certain restrictions may apply to your potential employment with GE. Therefore, if GE contacts you regarding a position of employment, and you have worked for the U.S. Government at any time, please immediately inform the GE representative of this fact.
GE is an Equal Opportunity Employer. GE is an equal opportunity employer, offering a great work environment, challenging career opportunities, professional training and competitive compensation.
The United States has regulations that govern the hiring of current or former U.S. Government employees. If you currently work for (or have in the past) the U.S. Government (in any capacity), you may have certain responsibilities under these regulations and certain restrictions may apply to your potential employment with GE. Therefore, if you are contacted by GE regarding a position of employment, and you have worked for the U.S. Government at any time, please immediately inform the GE representative of this fact
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